From Four Coins to Nearly the Entire Market
Key Highlights:
• PayPal will let U.S. businesses accept Bitcoin, Ethereum, Solana, and 97 other cryptocurrencies through its new Pay with Crypto feature
• Merchants can convert crypto into stablecoins or fiat, pay lower fees, and earn 4 percent yields by holding PYUSD balances
PayPal is no longer just dipping its toes into the digital asset waters, it’s cannonballing. The payment services giant announced that it will let small and midsize U.S. businesses accept 100 different cryptocurrencies, covering 90 percent of the entire market by value. That includes the big three, Bitcoin, Ethereum, and Solana, plus dozens of others.
Through Pay with Crypto, merchants can seamlessly convert payments into stablecoins or fiat while keeping transaction fees low and gaining near-instant access to proceeds. Businesses that choose to park proceeds as PYUSD, PayPal’s own stablecoin, can earn 4 percent annual yields on those balances.
PayPal says the feature will support integrations with wallets like Coinbase, Kraken, and MetaMask, making it simple for users to pay however they want.
Breaking Down Barriers, or At Least Lowering the Toll
Alex Chriss, PayPal’s CEO, says this is about “removing barriers” for businesses facing rising costs for international payments and complex global integrations. He framed Pay with Crypto as part of PayPal’s vision for “inclusive, borderless commerce,” calling it “the future of merchant growth.”
It’s a message that pairs neatly with last week’s reveal of PayPal World, a forthcoming platform linking five of the world’s biggest digital wallets into PayPal’s network, set to launch in the fall. Together, these moves make PayPal a stronger player in the $4 trillion crypto economy, where Bitcoin alone trades at around $118,400, almost unchanged over the last 24 hours.
Or, to put it in Sutherland terms: PayPal just turned crypto acceptance into the equivalent of offering every merchant a VIP fast-pass lane to global money flows, minus the usual bureaucratic customs queue.
What This Means for Crypto Traders
Moves like this don’t just create headlines; they impact liquidity, demand, and trading patterns. By opening up such a large share of the crypto market to businesses, PayPal may be triggering a new wave of merchant-driven flows, especially for coins beyond Bitcoin and Ethereum.
We’ll dig into what these merchant flows could mean for price action, which altcoins might benefit most, and how to position for the ripple effects during our next MCP YouTube stream.
Inside MCP News Private (just $3/month, cheaper than a single coffee, and unlike coffee, this will actually keep your portfolio awake), we’ll break down the best coins to watch, potential liquidity plays, and how PayPal’s PYUSD yields could become an overlooked edge for traders.
And for ParadiseFamilyVIP, our analysts are already preparing a dual-play strategy, balancing spot trades with short-term scalps across BTC, ETH, and select altcoins likely to benefit from this merchant-driven adoption surge.
When payment giants start letting 100 coins through the checkout lane, the question isn’t whether crypto adoption is accelerating, it’s how traders like us turn the speed into profit before the mainstream catches up.
